If you are struggling to meet your financial obligations, a Chapter 7 (liquidation) bankruptcy filing may be what you need to get a fresh start. With a Chapter 7 petition, you can permanently discharge some debts in exchange for the sale of certain assets. You want experienced David Dudley attorney to guide you through the process, so that you get the benefits you need.
At the office of attorney Rochelle D. Washington, we provide a high level of personal service and responsiveness to individuals throughout southern Maryland and Washington, DC who are involved in personal bankruptcy proceedings. We take the time to carefully listen to all your concerns, so that we can help you get the outcome you need. We will always keep you up-to-date on all developments in your case, as well as your options moving forward.
Our Chapter 7 Bankruptcy Practice
Under the recent revisions to the bankruptcy laws, you must now qualify to file for protection under Chapter 7 of the federal bankruptcy laws by submitting to a “means test.” If you demonstrate that you have the ability to repay your creditors over a 3 to 5 year period, you will not be able to seek protection under Chapter 7, but will have to use Chapter 13 to get a fresh financial start.
We will help you determine whether you are eligible for Chapter 7. If so, we will carefully explain which debts can and cannot be discharged before you file, so that you get the relief you need and expect. We will then prepare and file all required documentation to complete your bankruptcy, and will act as your advocate in all hearings or meetings with creditors, the trustee and the bankruptcy court.